Shih Tzu cost calculator
Quick answer: Shih Tzus typically cost $1,000 from a breeder, $1,800/year to own, and $19,320–$29,580 over a 13-year average lifespan.
First-year cost (Shih Tzu)
| Item | Low | Typical | High |
|---|---|---|---|
| Purchase / adoption | $600 | $1,000 | $1,500 |
| Spay/neuter | $80 | $320 | $700 |
| Puppy vaccine series + initial vet | $180 | $340 | $560 |
| Starter kit (crate, bed, leash, bowls) | $160 | $300 | $520 |
| Year-1 food | $180 | $300 | $420 |
| Year-1 prevention (heartworm, flea/tick) | $140 | $260 | $420 |
| Year-1 grooming | $300 | $600 | $900 |
Shih Tzu-specific cost drivers
- Daily coat care or professional grooming every 6 weeks
- Ocular discharge and keratitis
- Ear infections if coat left matted
Insurance fit
Shih Tzus often benefit from pet insurance given documented health risks in the breed. Early enrollment locks in coverage before conditions develop, especially for joint issues and cardiac concerns common to the line.
Ways to manage cost
- Professional grooming or daily brushing non-negotiable
- Use eye drops for dryness
- Keep ears trimmed and dry
Compare insurance for Shih Tzus
Coverage can help offset the cost of breed-specific health concerns and emergency care, especially for giant and toy breeds with higher incident rates.
FAQ
How much does a Shih Tzu cost per year?
Shih Tzus typically cost $1,800 per year in ongoing expenses including food, preventive care, grooming, and emergency fund contributions. Costs vary by location, insurance, and individual health.
What is the lifetime cost of a Shih Tzu?
Over a typical 13-year lifespan, including a $1,000 purchase price, a Shih Tzu will cost roughly $19,320–$29,580. This assumes standard preventive care and no major emergencies.
Is a Shih Tzu expensive to insure?
Pet insurance premiums vary, but Shih Tzus often qualify for breed-specific rates. Early enrollment typically offers lower premiums and better coverage options.
Sources
- AKC breed standards
- OFA — orthopedic registry
- NAPHIA 2024 — insurance premium averages
- BLS CPI — veterinary services